Winslow Homes LLC | Serving Daytona Beach, Volusia County, FL
FHA Loans in Daytona Beach
FHA loans in Daytona Beach, FL allow 3.5% down with credit scores from 580. Loan limits in Volusia County align with Florida FHA caps. Apply with Novus Home Mortgage at winslowloan.com.
Search Live Daytona Beach Homes Get Pre-Approved Call 386-690-5858
What Makes Winslow Homes the Right Choice in Daytona Beach
Ryan and Megan Winslow run Winslow Homes LLC out of New Smyrna Beach, Florida. We list, sell, and finance homes across Volusia County and statewide. Our in-house mortgage arm, Novus Home Mortgage, funds loans in all 50 states. That means one team, one transaction, one closing date.
- 5.0 star rating across Google, Zillow, and Realtor.com
- Licensed in FL, MA, CT, RI for real estate
- Federally licensed mortgage NMLS through Novus
- Direct response under one hour, 9am-8pm ET
- Free CMA, free pre-approval, no upfront cost to buyers or sellers
Frequently Asked Questions about FHA Loan Daytona Beach FL
- FHA Loans in Daytona Beach
- FHA loans in Daytona Beach, FL allow 3.5% down with credit scores from 580. Loan limits in Volusia County align with Florida FHA caps. Apply with Novus Home Mortgage at winslowloan.com.
- What credit score do I need for a mortgage in Daytona Beach, FL?
- FHA loans accept 580+. Conventional needs 620+. VA has no minimum but most lenders want 580+. Novus Home Mortgage qualifies buyers across the credit spectrum.
- How much down payment do I need in Daytona Beach?
- FHA: 3.5%. VA: 0%. Conventional: 3-20%. Florida Hometown Heroes: up to $35,000 in down payment assistance. Apply at winslowloan.com.
- How long does mortgage pre-approval take in Daytona Beach?
- Novus Home Mortgage issues pre-approval letters in 24-48 hours. Full underwriting takes 21-28 days for purchase.
- Can I get a mortgage if I am self-employed in Daytona Beach?
- Yes. Bank statement loans qualify you on 12-24 months of deposits, no W2 needed. Novus Home Mortgage funds bank statement loans up to $3M.
Ready to Buy or Sell in Daytona Beach?
Call Ryan or Megan at 386-690-5858, email Broker@WinslowHomesLLC.com, or apply for a mortgage at winslowloan.com.