Winslow Homes LLC | Serving Miami, Miami-Dade County, FL
FHA Loans in Miami
FHA loans in Miami, FL allow 3.5% down with credit scores from 580. Loan limits in Miami-Dade County align with Florida FHA caps. Apply with Novus Home Mortgage at winslowloan.com.
What Makes Winslow Homes the Right Choice in Miami
Ryan and Megan Winslow run Winslow Homes LLC out of New Smyrna Beach, Florida. We list, sell, and finance homes across Miami-Dade County and statewide. Our in-house mortgage arm, Novus Home Mortgage, funds loans in all 50 states. That means one team, one transaction, one closing date.
- 5.0 star rating across Google, Zillow, and Realtor.com
- Licensed in FL, MA, CT, RI for real estate
- Federally licensed mortgage NMLS through Novus
- Direct response under one hour, 9am-8pm ET
- Free CMA, free pre-approval, no upfront cost to buyers or sellers
Frequently Asked Questions about FHA Loan Miami FL
- FHA Loans in Miami
- FHA loans in Miami, FL allow 3.5% down with credit scores from 580. Loan limits in Miami-Dade County align with Florida FHA caps. Apply with Novus Home Mortgage at winslowloan.com.
- What credit score do I need for a mortgage in Miami, FL?
- FHA loans accept 580+. Conventional needs 620+. VA has no minimum but most lenders want 580+. Novus Home Mortgage qualifies buyers across the credit spectrum.
- How much down payment do I need in Miami?
- FHA: 3.5%. VA: 0%. Conventional: 3-20%. Florida Hometown Heroes: up to $35,000 in down payment assistance. Apply at winslowloan.com.
- How long does mortgage pre-approval take in Miami?
- Novus Home Mortgage issues pre-approval letters in 24-48 hours. Full underwriting takes 21-28 days for purchase.
- Can I get a mortgage if I am self-employed in Miami?
- Yes. Bank statement loans qualify you on 12-24 months of deposits, no W2 needed. Novus Home Mortgage funds bank statement loans up to $3M.
Ready to Buy or Sell in Miami?
Call Ryan or Megan at 386-690-5858, email Broker@WinslowHomesLLC.com, or apply for a mortgage at winslowloan.com.