Winslow Homes LLC | Serving New Smyrna Beach, Volusia County, FL
VA Loans in New Smyrna Beach
VA loans in New Smyrna Beach, FL offer 0% down for veterans and active-duty military. No PMI, competitive rates. Ryan and Megan Winslow at Novus Home Mortgage process VA loans across all 50 states.
Search Live New Smyrna Beach Homes Get Pre-Approved Call 386-690-5858
What Makes Winslow Homes the Right Choice in New Smyrna Beach
Ryan and Megan Winslow run Winslow Homes LLC out of New Smyrna Beach, Florida. We list, sell, and finance homes across Volusia County and statewide. Our in-house mortgage arm, Novus Home Mortgage, funds loans in all 50 states. That means one team, one transaction, one closing date.
- 5.0 star rating across Google, Zillow, and Realtor.com
- Licensed in FL, MA, CT, RI for real estate
- Federally licensed mortgage NMLS through Novus
- Direct response under one hour, 9am-8pm ET
- Free CMA, free pre-approval, no upfront cost to buyers or sellers
Frequently Asked Questions about VA Loan New Smyrna Beach FL
- VA Loans in New Smyrna Beach
- VA loans in New Smyrna Beach, FL offer 0% down for veterans and active-duty military. No PMI, competitive rates. Ryan and Megan Winslow at Novus Home Mortgage process VA loans across all 50 states.
- What credit score do I need for a mortgage in New Smyrna Beach, FL?
- FHA loans accept 580+. Conventional needs 620+. VA has no minimum but most lenders want 580+. Novus Home Mortgage qualifies buyers across the credit spectrum.
- How much down payment do I need in New Smyrna Beach?
- FHA: 3.5%. VA: 0%. Conventional: 3-20%. Florida Hometown Heroes: up to $35,000 in down payment assistance. Apply at winslowloan.com.
- How long does mortgage pre-approval take in New Smyrna Beach?
- Novus Home Mortgage issues pre-approval letters in 24-48 hours. Full underwriting takes 21-28 days for purchase.
- Can I get a mortgage if I am self-employed in New Smyrna Beach?
- Yes. Bank statement loans qualify you on 12-24 months of deposits, no W2 needed. Novus Home Mortgage funds bank statement loans up to $3M.
Ready to Buy or Sell in New Smyrna Beach?
Call Ryan or Megan at 386-690-5858, email Broker@WinslowHomesLLC.com, or apply for a mortgage at winslowloan.com.